At Brick By Brick, we understand the importance of staying in your cherished home. That's why we recommend initiating discussions with your mortgage servicer without delay. If you're facing foreclosure, a loan adjustment can offer a lifeline. Regardless of past denials or defaults on loan modifications, you might still be eligible for approval by your loan servicer. Our dedicated Homeowner Advocacy Program (HOAP) provides you with seasoned legal experts to guide your loan adjustment process and secure favorable terms on your behalf. We ensure that all services are provided without any fees to you, and you may also discover alternative options to retain your home.